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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to deal with

Just easy to deal with no problems applying app is simple Reviewed on: 10th January 2024

Just a simple and fair card provider

Just a simple and fair card provider Reviewed on: 10th January 2024

Excellent Service would highly recommend

Excellent Service would highly recommend Reviewed on: 10th January 2024

Vrey good

A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 10th January 2024

Friendly service great to deal with

Friendly service great customer service Reviewed on: 10th January 2024

Excellent customer service and fast payment system

Excellent customer service and fast payment system Reviewed on: 10th January 2024

Brilliant website so easy to use.

Brilliant website so easy to use. Payments show straight away Reviewed on: 10th January 2024

Great easy service.

Great easy service. Really helpful tools and assistance if required Reviewed on: 10th January 2024

Best provider I have used

Easy set up, great app, best provider I have used Reviewed on: 10th January 2024

Best credit card ever

Excellent customer service, ready to help and very reliable Reviewed on: 10th January 2024

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