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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Swift service.

From application to receiving the card was very quick indeed. Reviewed on: 10th January 2024

I love my Zopa

Excellent Credit Card. Especially for people with poor credit history. Reviewed on: 10th January 2024

I wud recommend zopa credit card

I wud recommend zopa credit card Reviewed on: 10th January 2024

Very good and quick set up.

Very good and quick set up. The app is very easy to use and I like how is was connected to my Clear Score account. Reviewed on: 10th January 2024

Best app..yet.

Best app.so easy to use.if you need help,it's instant.why go elsewhere.looking forward to the future. Reviewed on: 10th January 2024

Zopa offered me the chance to improve my credit rati...

Zopa offered me the chance to improve my credit rating when no other company would. Reviewed on: 10th January 2024

Excellent and great customer service

Excellent and great customer service Reviewed on: 10th January 2024

Just a quick very straight forward easy application.

Just a quick very straight forward easy application...and the app tools are perfect to help people manage their finances Reviewed on: 10th January 2024

I’ve had a good experience very happy with everythin...

I’ve had a good experience very happy with everything Reviewed on: 10th January 2024

Excellent service from this company.

Excellent service from this company. Reviewed on: 10th January 2024

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