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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Positive and friendly.

Positive and friendly. Ease quick to apply for Reviewed on: 10th January 2024

Zopa as a company, and it's staff have always been...

Zopa as a company, and it's staff have always been approachable and forward thinking. Reviewed on: 10th January 2024

excellence

Very good and good customer service Reviewed on: 10th January 2024

Great company, easy to use app.

Great company, easy to use app. Always up to date information given Reviewed on: 10th January 2024

Fantastic service and easy to see billing

Fantastic service and easy to see billing Reviewed on: 10th January 2024

The application process was very easy, my circumstan...

The application process was very easy, my circumstances were taken into consideration, when i needed somone Zooa was there for me, the credit limit was right, the app was perfect for me to keep a track of things, and make decisions on credit usage easier, Reviewed on: 10th January 2024

Very easy to apply, helpful staff

Very easy to apply, helpful staff Reviewed on: 10th January 2024

Credit card won't help me

It was very helpful to have a credit card from this company man. I recommend it to anyone else was very helpful for me Reviewed on: 10th January 2024

Good credit card

Good card would recommend to family and friends Reviewed on: 10th January 2024

My Zopa friend!...

Zopa leave no stone unturned when discussing what having a Zopa credit card means. They're transparent and they're no hidden surprises. Reviewed on: 10th January 2024

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