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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent company

Im a new customer of Zopa but I have found them professional, fair, and informative on every aspect of my business with them. Great website also, easy to understand. Reviewed on: 10th January 2024

Warm friendly team

Always helpful very friendly, take time to explain things. Reviewed on: 10th January 2024

Credit card

Excellent Company . Excellent produkt , credit card.. Easy apply and fast decision.. Reviewed on: 10th January 2024

Brilliant company and had not heard of them until cl...

Brilliant company and had not heard of them until clearscore recommended them and I am delighted with them as better company ever! Reviewed on: 10th January 2024

Received my card straight away contact was easy with...

Received my card straight away contact was easy with zopa no hassle Reviewed on: 10th January 2024

The card is easy to use and always told when my paym...

The card is easy to use and always told when my payment is due. Reviewed on: 10th January 2024

Good communication

Good communication and excellent explanation of the product in layman's words. Reviewed on: 10th January 2024

ZOPA, the credit card company I've chosen, never fai...

ZOPA, the credit card company I've chosen, never fails to impress me. Their clear terms and responsive customer service make managing my finances a breeze. The user-friendly interface adds to the overall satisfaction, making ZOPA my reliable choice for credit. Reviewed on: 10th January 2024

They where very helpful

They where very helpful,and helped when I neede it,expecially when I was new to the country Reviewed on: 10th January 2024

Been very good and very useful to me 10 out...

Been very good and very useful to me 10 out of 10 Reviewed on: 10th January 2024

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