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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa a excellent credit card

Excellent in every aspect and really good rates Reviewed on: 10th January 2024

Top card

A good credit card to have in your wallet Reviewed on: 10th January 2024

They are helpful

They are helpful. There system is very good and very secure Reviewed on: 10th January 2024

Brilliant service!

Brilliant service! When I make a payment to my account it is there Imefiately. No waiting till late next day for it to show on my account like some credit cards perform. Reviewed on: 10th January 2024

Proffessional

Credit card application was easy, quick with excellent customer service highly recommendable to anyone looking for a credit card. Reviewed on: 10th January 2024

good services bat 50%procent

???!!!,,,,good services ,îți posibile beter, Reviewed on: 10th January 2024

I don’t have the best credit score but Zopa consider...

I don’t have the best credit score but Zopa considered my application and took me on as one of their customers I am grateful for their trust Reviewed on: 10th January 2024

For the few years I’m with Zopa, it’s been consisten...

For the few years I’m with Zopa, it’s been consistently reliable. Is the best in the Uk. The app is very well and easy to understand Reviewed on: 10th January 2024

The genuine experience...

Perfect credit card excellent customer service...app easy to use clear and concise in every aspect...has helped my credit score immensely Reviewed on: 10th January 2024

Brilliant service.

Brilliant service. Easy to use app. Straight forward and simply simplified. Reviewed on: 10th January 2024

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