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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Impressive & a company that cares.

The application process was very easy & amazing. Withing minutes of verification including a selfie & proof of ID, the decision was a yes and I had my card within days. I was very impressed. Reviewed on: 10th January 2024

Zopa Credit Card

So easy to use the app and help is always there if needed Reviewed on: 10th January 2024

Excellent Service Delivery

Great service. It is commendable and always delivers promptly and to one’s satisfaction. Reviewed on: 10th January 2024

Great service.

Great service. Professional staff. Reviewed on: 10th January 2024

Exelent service for my own needs

Exelent service for my own needs Reviewed on: 10th January 2024

Great company

Good communication, never had a problem Reviewed on: 10th January 2024

Superb customer service and no hassle , ever

Superb customer service and no hassle , ever Reviewed on: 10th January 2024

Great Credit card and looks after your limit will no...

Great Credit card and looks after your limit will not give you to big a limit so you get into debt great card Reviewed on: 10th January 2024

Convenient banking app!

User friendly app, instantly updates balance upon making payments, cushion feature is handy to be aware of spending limits and Zopa generally seems like a nice warming application. Reviewed on: 10th January 2024

Great , efficient and effective, could not be happier!

Great , efficient and effective, could not be happier! Reviewed on: 10th January 2024

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