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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really good card would recommend it to my friends

Really good card would recommend it to my friends Reviewed on: 6th March 2026

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 6th March 2026

Always on phone immediately and most politely when y...

Always on phone immediately and most politely when you need them. Reviewed on: 6th March 2026

Great card.

Great card. Eady to apply for and the app is easy to use. Reviewed on: 6th March 2026

Amazing credit builder card.

Amazing credit builder card. I am very grateful that I put my trust in zopa to deliver.... And they have. Excellent. Thank you Reviewed on: 6th March 2026

Excellent loans company That are very customer focused

Excellent loans company That are very customer focused Reviewed on: 6th March 2026

Zopa Credit Card

Received my new card and made my first purchase and payment was set up and balance paid off Reviewed on: 6th March 2026

Good interest for my money.

Good interest for my money. Easy app to use and works well. Reviewed on: 6th March 2026

Great service great rates and great communication

Great service great rates and great communication Reviewed on: 6th March 2026

Brilliant service recommended for other customers

Brilliant service recommended for other customers Reviewed on: 6th March 2026

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