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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great communication and great lender

Great communication and great lender Reviewed on: 10th January 2024

Applied for a credit card within 15 mins i was excep...

Applied for a credit card within 15 mins i was excepted and card came within 5 days and very happy with the service they are providing Reviewed on: 10th January 2024

Very good credit card

Very good card good rates good monthly repayment Reviewed on: 10th January 2024

Good value and easy to keep track

Good value and easy to keep track Reviewed on: 10th January 2024

Just simply the best And the app is so simplified I...

Just simply the best And the app is so simplified I just love it Reviewed on: 10th January 2024

Very happy new customer

I’ve only had the credit card for just over a month but I’m very pleased. Application was quick and simple, the e app is great to use, I feel like I have good control over my money. The interest rates are low (considering I have a low credit score). Reviewed on: 10th January 2024

I asked for a loan but Zopa refused

I asked for a loan but Zopa refused Reviewed on: 10th January 2024

Great experience and easy to use

Great experience and easy to use Reviewed on: 10th January 2024

Very efficient and effective service as well as reli...

Very efficient and effective service as well as reliable Reviewed on: 10th January 2024

Zopa have been brilliant they have helped me and giv...

Zopa have been brilliant they have helped me and given me a chance to get back on the right track. There customer service is fantastic and nothing is to much bother for them. They treat you like a person and someone who matters rather than a number. Reviewed on: 10th January 2024

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