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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Straightforward clear to understand and to apply for

Straightforward clear to understand and to apply for Reviewed on: 10th January 2024

Great card, which has helped me build my credit score.

Great card, which has helped me build my credit score. Reviewed on: 10th January 2024

Very good nice people easy to use app

Very good nice people easy to use app Reviewed on: 10th January 2024

Outstanding customer service and customer needs

Outstanding customer service, will always look after your needs and make sure you are not spending above your needs. Never had any issues with the card and works in all countries. Reviewed on: 10th January 2024

They have responded to my request promptly and to my...

They have responded to my request promptly and to my satisfaction I am happy with the service they have provided to me Reviewed on: 10th January 2024

The person I spoke too was very nice and friendly.

The person I spoke too was very nice and friendly. Reviewed on: 10th January 2024

They offer a great 0% transfers and extremely helpfu...

They offer a great 0% transfers and extremely helpful customer service . The app is really easy to use . Reviewed on: 10th January 2024

Haven't had the best credit score but zopa have help...

Haven't had the best credit score but zopa have helped me improve it Reviewed on: 10th January 2024

Happy with the service provided.

Happy with the service provided. Reviewed on: 10th January 2024

Easy application and easy app to use

Easy application and easy app to use Reviewed on: 10th January 2024

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