Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic customer service feels very much at ease

Fantastic customer service feels very much at ease Reviewed on: 10th January 2024

Easy to apply for credit

Easy to apply for credit let me know if I was accepted right away Reviewed on: 10th January 2024

They was good from start to finish I would recommend...

They was good from start to finish I would recommend them Reviewed on: 10th January 2024

Great, very helpful.

Great, very helpful. Good credit card, great app. Easy repayments. Reviewed on: 10th January 2024

Individualised card to suit needs

Friendly and helpful and credit to suit individual needs Reviewed on: 10th January 2024

Ease of being allowed to grt credit and good persona...

Ease of being allowed to grt credit and good personal attention and also reasonable rates Reviewed on: 10th January 2024

Very friendly

Very friendly if you have a problem they are extremely helpful .I would have no problem with recommending them to everyone Reviewed on: 10th January 2024

It was very easy to apply for a credit card.

It was very easy to apply for a credit card. Once approved the card arrived very quickly and I am in total control with the app. Reviewed on: 10th January 2024

Easy to communicate with .

Easy to communicate with .You get well informed in advance.If there is anything to you will be advised Reviewed on: 10th January 2024

Excellent credit card account, great rates and value...

Excellent credit card account, great rates and value for money. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.26 from 27 reviews
Select Credit Card
from Nationwide 3.74 from 14 reviews
Everyday Credit Card
from Creation 3.99 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub