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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Haven't had the best credit score but zopa have help...

Haven't had the best credit score but zopa have helped me improve it Reviewed on: 10th January 2024

Happy with the service provided.

Happy with the service provided. Reviewed on: 10th January 2024

Easy application and easy app to use

Easy application and easy app to use Reviewed on: 10th January 2024

Fantastic customer service feels very much at ease

Fantastic customer service feels very much at ease Reviewed on: 10th January 2024

Easy to apply for credit

Easy to apply for credit let me know if I was accepted right away Reviewed on: 10th January 2024

They was good from start to finish I would recommend...

They was good from start to finish I would recommend them Reviewed on: 10th January 2024

Great, very helpful.

Great, very helpful. Good credit card, great app. Easy repayments. Reviewed on: 10th January 2024

Individualised card to suit needs

Friendly and helpful and credit to suit individual needs Reviewed on: 10th January 2024

Ease of being allowed to grt credit and good persona...

Ease of being allowed to grt credit and good personal attention and also reasonable rates Reviewed on: 10th January 2024

Very friendly

Very friendly if you have a problem they are extremely helpful .I would have no problem with recommending them to everyone Reviewed on: 10th January 2024

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