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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick decision easy to use app kept up to date with...

Quick decision easy to use app kept up to date with purchases and balance payments Reviewed on: 10th January 2024

...,........

Every easy to fill in and every quick too post card Reviewed on: 10th January 2024

When you have bad credit they were only ones to...

When you have bad credit they were only ones to help Reviewed on: 10th January 2024

Very easy to manage account, friendly team.

Very easy to manage account, friendly team. Reviewed on: 10th January 2024

Really really pleased thanks loads

Really really pleased thanks loads Reviewed on: 10th January 2024

Best card

Very good card and great apr I have seen and brilliant service Reviewed on: 10th January 2024

Wonderful customer service, and so easy to use the a...

Wonderful customer service, and so easy to use the app 10/10 Reviewed on: 10th January 2024

Have got poor credit score but Zopa put their trust...

Have got poor credit score but Zopa put their trust in me Reviewed on: 10th January 2024

Excellent customer service and user friendly App pro...

Excellent customer service and user friendly App providing help and useful info. Reviewed on: 10th January 2024

Awesome and easy to deal with.

Awesome and easy to deal with..any 8ssues answered immediately Reviewed on: 10th January 2024

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