Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good but they won't increase credit limit

Good but they won't increase credit limit Reviewed on: 10th January 2024

They make Zopa 5* sure I don’t get.

They make sure I don’t get. into debt that I can’t pay keep me imformed of up n coming debits.Always helpful when I need help Reviewed on: 10th January 2024

Friendly good monthly payments not high interest rates

Friendly good monthly payments not high interest rates Reviewed on: 10th January 2024

Helped with my credit score.

Helped with my credit score. So building up a future for myself. Good service provider Reviewed on: 10th January 2024

A great credit provider, never had a problem with.

A great credit provider, never had a problem with. Good all round Reviewed on: 10th January 2024

Quick and easy process.

Quick and easy process. Card arrived within days and the app is simple to use Reviewed on: 10th January 2024

Exactly what I wanted in a card.

Exactly what I wanted in a card. Giving me the credit I needed Reviewed on: 10th January 2024

Have had a card for some time, easy to apply and obt...

Have had a card for some time, easy to apply and obtain updates through the application. Regular updates on spending and other products. Also internet app is very easy and informative. Reviewed on: 10th January 2024

Excellent card to have and good customer service

Excellent card to have and good customer service Reviewed on: 10th January 2024

Great value at good low interest rates

Great value at good low interest rates Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.67 from 124 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub