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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Kept updated on any changes to my credit card accoun...

Kept updated on any changes to my credit card account, easy payment options Reviewed on: 10th January 2024

Zopa are quick to adjust your account , mos credit c...

Zopa are quick to adjust your account , mos credit cards take too long to update your account . Reviewed on: 10th January 2024

Really sensible credit limits and great app.

Really sensible credit limits and great app. Good contact and advisors when you need them. Reviewed on: 10th January 2024

No problems to deal with swift service when card was...

No problems to deal with swift service when card was lost Reviewed on: 10th January 2024

A good company that help you and watch how you manag...

A good company that help you and watch how you manage your soending Reviewed on: 10th January 2024

The Credit card that you understand

For people that need help rebuilding their credit history look no further than Zopa, it’s really helped me and is very easy to understand and keeps you in control Reviewed on: 10th January 2024

Great customer service.

Very straightforward and great customer service. Always quick updates on spending. I would recommend Zopa. Reviewed on: 10th January 2024

Good card, good app and easy transaction use

Good card, good app and easy transaction use Reviewed on: 10th January 2024

Never had any problems with zopa or using my card...

Never had any problems with zopa or using my card Reviewed on: 10th January 2024

Excellent credit card

I find Zopa credit card excellent as I have complete control and you can put your own limit within your limit so you don’t over spend ,I absolutely love this credit card Reviewed on: 10th January 2024

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