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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card

Excellent service easy to use and excellent rates Reviewed on: 10th January 2024

Really happy with the card and its facility

Really happy with the card and its facility Reviewed on: 10th January 2024

Always had a good experience with customer services...

Always had a good experience with customer services very promt to answer queries . Reviewed on: 10th January 2024

Excellent service

Easy to apply for great customer service and fantastic app. Reviewed on: 10th January 2024

Can't beat it

Well managed and the customer service is second to none!! Excellent credit card company best I have ever had!! Reviewed on: 10th January 2024

Great Service And Excellent Help If You Need It!

Great Service And Excellent Help If You Need It! Reviewed on: 10th January 2024

Very good and professional service

Very good and professional service Reviewed on: 10th January 2024

My First credit card in UK , Simply the Best

My First credit card in UK , Its simple and convenient Reviewed on: 10th January 2024

Zopa customer service have always been polite and ve...

Zopa customer service have always been polite and very help when ever I’ve had to contact them Reviewed on: 10th January 2024

I would recommend Zopa card to anyone

My Zopa card has given me the freedom to buy items without having to wait for pay day. It is easy and convenient to use and the interest rate is fair. The customer service is good and always friendly if you have any ptoblems or questions to ask. Reviewed on: 10th January 2024

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