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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa there for you if you need that extra help

Im not daft hard working guy.just need help with unexpected bills etc.high steeet banks are out off my league.fortunately for me zopa stepped in. Everythn easily explained .great friendly staff the app easy to use be lost without them even my credit score going up1,st class service Reviewed on: 10th January 2024

Excellent app.

Excellent app. Easy to use and very clear Reviewed on: 10th January 2024

am well informed regards usage of my card and give...

I am well informed regards usage of my card and given plenty of notice with regards to paying my account each month . And the app is very straightforward too Reviewed on: 10th January 2024

Good service and excellent card to manage

Good service and excellent card to manage Reviewed on: 10th January 2024

Verycard easy to get the app and easy to use

Very easy to get the app and easy to use Reviewed on: 10th January 2024

Does everything I need with no hassle

App makes everything simple and easy to manage Reviewed on: 10th January 2024

User friendly .

Great customer service, easy to use app and user friendly! Reviewed on: 10th January 2024

fast, uncomplicated and efficient, very calm

fast, uncomplicated and efficient, very calm Reviewed on: 10th January 2024

Very good and really quick and very easy to use...

Very good and really quick and very easy to use Reviewed on: 10th January 2024

Enduring relationship

Not much to say really. Zopa met my needs with good rates and I enjoy an enduring relationship Reviewed on: 10th January 2024

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