Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is one of the very best credit card authorisati...

Zopa is one of the very best credit card authorisation companies out there. They'll do anything to help you get approved for the credit card that works for you regardless of bad credit score. When a lot of companies rejected to approve a credit card for me in times of needy Zopa accepted me and went ahead defying bad credit to issue me with a credit card and most importantly a good interest rate too. I really appreciate their services in this respect. In times of financial difficulties or bad credit is the right time people need credit car to ease the Financial difficulties there're burden with. I'm really grateful to Zopa credit card team's help and support. Reviewed on: 10th January 2024

This is a very good credit card to have in your posi...

This is a very good credit card to have in your position. Reviewed on: 10th January 2024

Very easy to us and with the app easy to...

Very easy to us and with the app easy to keep track of Reviewed on: 10th January 2024

Great credit card

Excellent service easy to use and excellent rates Reviewed on: 10th January 2024

Really happy with the card and its facility

Really happy with the card and its facility Reviewed on: 10th January 2024

Always had a good experience with customer services...

Always had a good experience with customer services very promt to answer queries . Reviewed on: 10th January 2024

Excellent service

Easy to apply for great customer service and fantastic app. Reviewed on: 10th January 2024

Can't beat it

Well managed and the customer service is second to none!! Excellent credit card company best I have ever had!! Reviewed on: 10th January 2024

Great Service And Excellent Help If You Need It!

Great Service And Excellent Help If You Need It! Reviewed on: 10th January 2024

Very good and professional service

Very good and professional service Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 3.90 from 21 reviews
Credit builder credit card
from Vanquis 4.73 from 28689 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub