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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My First credit card in UK , Simply the Best

My First credit card in UK , Its simple and convenient Reviewed on: 10th January 2024

Zopa customer service have always been polite and ve...

Zopa customer service have always been polite and very help when ever I’ve had to contact them Reviewed on: 10th January 2024

I would recommend Zopa card to anyone

My Zopa card has given me the freedom to buy items without having to wait for pay day. It is easy and convenient to use and the interest rate is fair. The customer service is good and always friendly if you have any ptoblems or questions to ask. Reviewed on: 10th January 2024

Zopa there for you if you need that extra help

Im not daft hard working guy.just need help with unexpected bills etc.high steeet banks are out off my league.fortunately for me zopa stepped in. Everythn easily explained .great friendly staff the app easy to use be lost without them even my credit score going up1,st class service Reviewed on: 10th January 2024

Excellent app.

Excellent app. Easy to use and very clear Reviewed on: 10th January 2024

am well informed regards usage of my card and give...

I am well informed regards usage of my card and given plenty of notice with regards to paying my account each month . And the app is very straightforward too Reviewed on: 10th January 2024

Good service and excellent card to manage

Good service and excellent card to manage Reviewed on: 10th January 2024

Verycard easy to get the app and easy to use

Very easy to get the app and easy to use Reviewed on: 10th January 2024

Does everything I need with no hassle

App makes everything simple and easy to manage Reviewed on: 10th January 2024

User friendly .

Great customer service, easy to use app and user friendly! Reviewed on: 10th January 2024

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