Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

fast, uncomplicated and efficient, very calm

fast, uncomplicated and efficient, very calm Reviewed on: 10th January 2024

Very good and really quick and very easy to use...

Very good and really quick and very easy to use Reviewed on: 10th January 2024

Enduring relationship

Not much to say really. Zopa met my needs with good rates and I enjoy an enduring relationship Reviewed on: 10th January 2024

No problems with app, no problem to verify my transa...

No problems with app, no problem to verify my transactions. The payments goes right away into my account Reviewed on: 10th January 2024

One of the best credit cards!

One of the best credit cards! I am very impressed and it’s really easy to use the app. Reviewed on: 10th January 2024

Never had any problems and always have hept me infor...

Never had any problems and always have hept me informed with anything to do with my account. Reviewed on: 10th January 2024

Zopa credit card very good.

I like Zopa credit card straight forward app very helpful customer service Reviewed on: 10th January 2024

Excellent

Always good communication easy to use app very pleased Reviewed on: 10th January 2024

Good company, friendly customer service.

Good company, friendly customer service. Reviewed on: 10th January 2024

Zopa is brilliant

absolutely brilliant service couldn’t ask for anything better Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from Nationwide 4.14 from 223 reviews
Credit card
from HSBC 3.78 from 128 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub