Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A very good card to use very easy and the app is goo...

A very good card to use very easy and the app is good to use as well Reviewed on: 10th January 2024

great card for credit

Helping me get back on the ladder for credit Reviewed on: 10th January 2024

I cannot say anything negative I am pleased with my...

I cannot say anything negative I am pleased with my card Reviewed on: 10th January 2024

Very easy to use and app is excellent

Very easy to use and app is excellent Reviewed on: 10th January 2024

I have been extremely impressed.

I have been extremely impressed. Getting started was easy and the app is very straightforward to use. I would certainly not hesitate to recommend. Reviewed on: 10th January 2024

Good rates and affordable.

Good rates and affordable. Helpfully and easy to get started with the app . Reviewed on: 10th January 2024

Your wallets flexible friend

Fantastic card with no hidden extras or hidden chargers with very flexible terms and conditions Reviewed on: 10th January 2024

Since I’ve the using Zopa credit card it as been a w...

Since I’ve the using Zopa credit card it as been a wonderful experience for me. their customer service has been excellent and the payment plan is convenient and payment reflects just immediately as you pay which is very good. I’m enjoying Zopa services. Reviewed on: 10th January 2024

Zopa review

Quick and simple to apply for and the app is great. Reviewed on: 10th January 2024

It is easy to get through to people and they are ver...

It is easy to get through to people and they are very helpful and the app is easy to use Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.36 from 75 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews
Bip Credit Card
from NewDay 4.79 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub