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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent

good service value for money and fast to spprove Reviewed on: 10th January 2024

Thanks ZOPA.

Thanks ZOPA.NICE EXPERIENCE..... Reviewed on: 10th January 2024

Best card available

Always there on the phone if there’s a problem and very manageable interest, one of the best cards I’ve had Reviewed on: 10th January 2024

Excellent, app works great, easy to use

Excellent, app works great, easy to use Reviewed on: 10th January 2024

Had no issues whatsoever would like to have an credi...

Had no issues whatsoever would like to have an credit increase but in my circumstances zopa have been extremely helpful Reviewed on: 10th January 2024

With Zopa credit card one thing I really love is the...

With Zopa credit card one thing I really love is the real time credit, as soon as you purchase it shows the deducted amount and as soon as you pay any amount of cash in to your card it shows right away. You don’t have to wait 3 days to see the results it happens in a second. Reviewed on: 10th January 2024

The application process was relatively straightforwa...

The application process was relatively straightforward and easy to understand and complete Reviewed on: 10th January 2024

Very transparent with products and prices.

Very transparent with products and prices. Nice easy to use app with good features. No problems throughout my time with them Reviewed on: 10th January 2024

Easy to apply and use, good app.

Easy to apply and use, good app. Notifications to remind you Reviewed on: 10th January 2024

Credit Card

I was happy with the service provided,at the time Reviewed on: 10th January 2024

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