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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Transparent, fantastic app, money management support...

Transparent, fantastic app, money management support and suggestions, all in all fantastic, Reviewed on: 10th January 2024

Happy customer

Excellent service always very clear throughout no hidden charges Reviewed on: 10th January 2024

Happy with the product

Great credit, easy to use, fast aplication no fuss Reviewed on: 10th January 2024

All been said nothing more to add

All been said nothing more to add Reviewed on: 10th January 2024

Excellent service,

Excellent service, I love the personalised insight features included in the app, it's give me an update on the action to take. Likewise the borrowing power, helps me in the management of my account. Reviewed on: 10th January 2024

So helpful, I can’t thank them enough for helping me...

So helpful, I can’t thank them enough for helping me to get back on the credit file Reviewed on: 10th January 2024

Like the company

Easy to understand the question and fill the form in and quick response. Easy to sort the repayment back amd the app is very easy to use. Reviewed on: 10th January 2024

excellent credit card and service

excellent credit card and service Reviewed on: 10th January 2024

Very happy with my Zopa credit card.

I have had a credit card with Zopa for a few years now. I find it very easy to navigate my account online via the app and to keep on top of my spending in real time and not have to wait for a statement. Reviewed on: 10th January 2024

Excellent service the online service is very easy to...

Excellent service the online service is very easy to use Reviewed on: 10th January 2024

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