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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app and great service

Excellent app, so clear and easy to use, I have a credit card a current account and savings account and I can move everything around so easily. Reviewed on: 6th March 2026

fantastic, recommended to my wife Sarah.

fantastic, recommended to my wife Sarah. she's delighted. Reviewed on: 6th March 2026

Zoos is well trusted

Zopa is a trusted brand that serves well and provides a quality product. It doesn’t get much better than that. Reviewed on: 6th March 2026

Great service and super card would highly recommend

Great service and super card would highly recommend Reviewed on: 6th March 2026

High interest

Its quite a high interest rate but overall my experience is good and the account is very easy to manage. Reviewed on: 6th March 2026

smooth from the beginning no problem

smooth from the beginning no problem Reviewed on: 6th March 2026

It’s the one shop stop.

I tried Zopa for the first time and found them one of the best . Reviewed on: 6th March 2026

One great credit card

Just a great card that helps people with less than perfect credit scores Reviewed on: 6th March 2026

No nonsense card handy for shopping in tough times

No nonsense card handy for shopping in tough times Reviewed on: 6th March 2026

Excellent company I am very happy

Excellent company I am very happy Reviewed on: 6th March 2026

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