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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and straightforward to apply for a card, quick...

Easy and straightforward to apply for a card, quick response. Good company Reviewed on: 10th January 2024

I like this credit card, Customer service is easily...

I like this credit card, Customer service is easily accessible and their interest rates are good. Not so good is that it is not necessarily accepted at pay at pump facilities, but on the whole a good card to use Reviewed on: 10th January 2024

Brilliant service fantastic customer service

Brilliant service fantastic customer service Reviewed on: 10th January 2024

Always help and there when I need it

Always help and there when I need it Reviewed on: 10th January 2024

A straight forward easy to use credit card with plen...

A straight forward easy to use credit card with plenty of advice and assistance Ava if required Reviewed on: 10th January 2024

Zopa was there for me even though my credit record w...

Zopa was there for me even though my credit record was not perfect so hat's off to them for giving me a second chance to put things right Reviewed on: 10th January 2024

Never had any issues to be honest

Never had any issues to be honest Reviewed on: 10th January 2024

Excellent

Zopa has been good provider of credit card, there customer service assisted promptly. The platform is easy to use, and the alert system is well notify. All friends l have introduce also has no regret been with Zopa account. Thank you. Reviewed on: 10th January 2024

I used my credit card abroad and it very easy.

I used my credit card abroad and it very easy. No call backs Reviewed on: 10th January 2024

I'm very happy with my service from zupa and I would...

I'm very happy with my service from zupa and I would recommend them to others Reviewed on: 10th January 2024

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