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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Found it easy to apply and keep track

Found it easy to apply and keep track Reviewed on: 10th January 2024

Always found Zopa customer service excellent and ver...

Always found Zopa customer service excellent and very knowledgeable Reviewed on: 10th January 2024

Great Company with excellent products

I have been a customer of cops for many years and the product and customer service is 5 stars!! Reviewed on: 10th January 2024

Pleasant staff

Helpful and pleasant staff keeps you updated on new things like security Reviewed on: 10th January 2024

Decent rate and easy app

Very easy to use via the app with excellent tools to help you budget and control your spend. Reviewed on: 10th January 2024

Easy to manage credit card used a lot especially at...

Easy to manage credit card used a lot especially at Christmas and easy to use zopa app Reviewed on: 10th January 2024

Top class

I have had no problems with zopa,excellent service. Reviewed on: 10th January 2024

gave me credit when others refused

gave me credit when others refused Reviewed on: 10th January 2024

Great service Good customer service

Great service Good customer service Reviewed on: 10th January 2024

I have never got very low interest rates but zopa ga...

I have never got very low interest rates but zopa gave me very decent interest rates which helps my livelihood thankyou so much Zopaa Reviewed on: 10th January 2024

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