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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Top credit card company.

Top credit card company. Very good customer service. Would recommend to anybody. Reviewed on: 10th January 2024

A Great Card.

Its an excellent Credit Card to get your credit rating going in the right direction. Reviewed on: 10th January 2024

Zopa helped me when I was in my worst financial situ...

Zopa helped me when I was in my worst financial situation Reviewed on: 10th January 2024

Minimum payment is small

Very easy to use. I ike the fact that they don't require huge payments every month as some cards do. Reviewed on: 10th January 2024

great credit card accepted in all oulets i have used...

great credit card accepted in all oulets i have used in. Reviewed on: 10th January 2024

Very happy with product and services.

Very happy with product and services. I wouldn't hesitate to recommend the company to anyone who wanted an easy to use credit card. Reviewed on: 10th January 2024

Had with my card and the site is ea...

Had no problem with using my card and the site is easy navigate Reviewed on: 10th January 2024

Nice everything is great with the card

Very good everything is great with the card Reviewed on: 10th January 2024

Excellant service

Very easy to talk to and helped me out when i needed help. Reviewed on: 10th January 2024

Excellent

I have been with zopa a number of years excellent customer service and support.I like the fact they are not constantly raising my credit limit. Offering more credit. Reviewed on: 10th January 2024

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