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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I love using zopa it's so simple and good

I love using zopa it's so simple and good Reviewed on: 10th January 2024

Very good credit card, always updated you of your ex...

Very good credit card, always updated you of your expenses on card Reviewed on: 10th January 2024

Always helpful never had any issues

Always helpful never had any issues Reviewed on: 10th January 2024

My experience with is Good no issues be nice to see...

My experience with is Good no issues be nice to see the interest rate come Down.No problems otherwise useful and helpful. Reviewed on: 10th January 2024

Easy to use very efficient Zopa are great

Easy to use very efficient the app is simple to use Reviewed on: 10th January 2024

ZOPA Credit card.

Fast efficient and seamless process to obtain the card. My dealings with the ZOPA Customer service Team have been nothing less than a pleasure. The Zopa APP is brilliant. I rate ZOPA - easy to work with. Reviewed on: 10th January 2024

Great overall credit card provider, customer service...

Great overall credit card provider, customer services are excellent dealing with any issues in a prompt and professional manner. Never had any issues. Reviewed on: 10th January 2024

Zopa are very helpful and easy to use and repay...

Zopa are very helpful and easy to use and repay Reviewed on: 10th January 2024

Perfect card

Excellent service, great communication Reviewed on: 10th January 2024

Great value app is very easy to use

Great value app is very easy to use Reviewed on: 10th January 2024

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