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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service and customer service

Excellent service and customer service Reviewed on: 10th January 2024

Excellent service provided.

Excellent service provided. Thanks to Zopa for their service rvices. Reviewed on: 10th January 2024

Superb in every way.

Superb in every way. Great product, staff, terms and to the point. Reviewed on: 10th January 2024

ZOPA IS THE BEST PROVIDER

They are the best provider!!!RRecommend 100% Reviewed on: 10th January 2024

Great service

Never had any issues, clear and easy app simple to use and manage your credit. lots of useful information to manage your finances Reviewed on: 10th January 2024

I have best experience with zope, always help.

I have best experience with zope, always help. Reviewed on: 10th January 2024

Very satysfaction;).

Very satysfaction;)...service perfect,evyrything perfect:) Reviewed on: 10th January 2024

handy wee card

easy to apply quick response handy we card great app Reviewed on: 10th January 2024

I've never had to contact zopa but the card is great...

I've never had to contact zopa but the card is great it was easy to apply for and quick decision Reviewed on: 10th January 2024

So simple to use

So simple to use through the app. Keeping track of spending is easy, and customer care are very helpful. Reviewed on: 10th January 2024

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