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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Since having this account my life has improved.

Since having this account my life has improved. Reviewed on: 10th January 2024

Zopa great credit card

Zopa was extremely easy to apply, I got a good credit limit to begin with. Payments were easy to set up. Reviewed on: 10th January 2024

Love my card great knowing its in my wallet all the...

Love my card great knowing its in my wallet all the time you never know when you need a back up Reviewed on: 10th January 2024

Stress free credit access

Stress free credit with easy access Reviewed on: 10th January 2024

Easy to use and make payments understand app

Easy to use and make payments understand app Reviewed on: 10th January 2024

Love the service and friendliness and great interest...

Love the service and friendliness and great interest rate of 14.9 Reviewed on: 10th January 2024

Customer service team always on hand if I have a pro...

Customer service team always on hand if I have a problem 5**** service Reviewed on: 10th January 2024

Zopa credit card easy to manage

App very easy to use . payment system easy to use and updates balance unlike other cards available Reviewed on: 10th January 2024

Good experience

Good experience for credit card Reviewed on: 10th January 2024

Always excellent sevice and good online.

Always excellent sevice and good online. Reviewed on: 10th January 2024

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