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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good provider helpful

Very good provider helpful able to give good control to spending Reviewed on: 10th January 2024

Zopa has excellent customer services and payment is...

Zopa has excellent customer services and payment is easy to do Reviewed on: 10th January 2024

Have always been helpful and listened to me as a cus...

Have always been helpful and listened to me as a customer Reviewed on: 10th January 2024

Flexible

Always let me know when payment is due and help if i struggle with dates Reviewed on: 10th January 2024

Overall experience has been good, like the userbilit...

Overall experience has been good, like the userbility of the app and the features. Prefer to use Zopa compared to another major credit card I have. Reviewed on: 10th January 2024

Thankful and happy

Easy to use app, easy to use card and great customer service Reviewed on: 10th January 2024

Very helpful always polite always have time to help

Very helpful always polite always have time to help Reviewed on: 10th January 2024

Great service

Great service and easy to use app, well done! Reviewed on: 10th January 2024

Always helpful and answers phone quickly

Always helpful and answers phone quickly Reviewed on: 10th January 2024

Excellent customer service.

Excellent customer service.Easy yo use app Reviewed on: 10th January 2024

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