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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Using credit card

So easy to use never had a problem Reviewed on: 10th January 2024

Lucky one if accepted

From opening an account and receiving the card till using it the service is excellent Reviewed on: 10th January 2024

excellent service and excellent customer service

excellent service and excellent customer service Reviewed on: 10th January 2024

Zopa is so helpful

Zopa have been more than accommodating when it comes to helping me with any issues and have been extremely helpful when I needed help with anything such as payment issues. Reviewed on: 10th January 2024

Very friendly people to talk to every thing is so ea...

Very friendly people to talk to every thing is so easy to understand Reviewed on: 10th January 2024

It's a fabulous card.

It's a fabulous card. Use it at the till and select when you want tonpay Reviewed on: 10th January 2024

Great company and I even got my sister signed up...

Great company and I even got my sister signed up Reviewed on: 10th January 2024

Super service Carnt wait till Apple Pay is available

Super service Carnt wait till Apple Pay is available Reviewed on: 10th January 2024

Very good customer service and App easy to use

Very good customer service and App easy to use Reviewed on: 10th January 2024

Customer service is outstanding, app is ready to use...

Customer service is outstanding, app is ready to use, statements are easy to understand. Reviewed on: 10th January 2024

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