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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Pleasant staff

Helpful and pleasant staff keeps you updated on new things like security Reviewed on: 10th January 2024

Decent rate and easy app

Very easy to use via the app with excellent tools to help you budget and control your spend. Reviewed on: 10th January 2024

Easy to manage credit card used a lot especially at...

Easy to manage credit card used a lot especially at Christmas and easy to use zopa app Reviewed on: 10th January 2024

Top class

I have had no problems with zopa,excellent service. Reviewed on: 10th January 2024

gave me credit when others refused

gave me credit when others refused Reviewed on: 10th January 2024

Great service Good customer service

Great service Good customer service Reviewed on: 10th January 2024

I have never got very low interest rates but zopa ga...

I have never got very low interest rates but zopa gave me very decent interest rates which helps my livelihood thankyou so much Zopaa Reviewed on: 10th January 2024

Great card and very flexible and good rates

Great card and very flexible and good rates Reviewed on: 10th January 2024

As always with Zopa incredible service, easy applica...

As always with Zopa incredible service, easy application and monitoring spend clear and simple. Everything is customer focused and easy to use Reviewed on: 10th January 2024

Just plain and simple to use and very useful app to...

Just plain and simple to use and very useful app to manage all my transactions Reviewed on: 10th January 2024

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