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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

handy wee card

easy to apply quick response handy we card great app Reviewed on: 10th January 2024

I've never had to contact zopa but the card is great...

I've never had to contact zopa but the card is great it was easy to apply for and quick decision Reviewed on: 10th January 2024

So simple to use

So simple to use through the app. Keeping track of spending is easy, and customer care are very helpful. Reviewed on: 10th January 2024

Since having this account my life has improved.

Since having this account my life has improved. Reviewed on: 10th January 2024

Zopa great credit card

Zopa was extremely easy to apply, I got a good credit limit to begin with. Payments were easy to set up. Reviewed on: 10th January 2024

Love my card great knowing its in my wallet all the...

Love my card great knowing its in my wallet all the time you never know when you need a back up Reviewed on: 10th January 2024

Stress free credit access

Stress free credit with easy access Reviewed on: 10th January 2024

Easy to use and make payments understand app

Easy to use and make payments understand app Reviewed on: 10th January 2024

Love the service and friendliness and great interest...

Love the service and friendliness and great interest rate of 14.9 Reviewed on: 10th January 2024

Customer service team always on hand if I have a pro...

Customer service team always on hand if I have a problem 5**** service Reviewed on: 10th January 2024

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Want to see more from Zopa?

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