Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company to use.

Great company to use. Very easy to use Reviewed on: 10th January 2024

Great card when no one would give me a card excellen...

Great card when no one would give me a card excellent app Reviewed on: 10th January 2024

Great company and customer service

Great company and customer service Reviewed on: 10th January 2024

Easy app

The card and app are easy to use. Reviewed on: 10th January 2024

Excellent customer service very easy app to use too

Excellent customer service very easy app to use too Reviewed on: 10th January 2024

Zopa helped me when i had just moved into my new hom...

Zopa helped me when i had just moved into my new home and we needed some essentials. It was a very easy and swift process, no hassle and a easy customer journey.Their customer app makes it easy to manage your monthly payments and see where you are at without making lengthy phone calls Reviewed on: 10th January 2024

Their customer service at very helpful and APR is fine

Their customer service at very helpful and APR is fine Reviewed on: 10th January 2024

Super easy and user friendly.

Super easy and user friendly. Great communication via their app. Everything in one place Reviewed on: 10th January 2024

Zopa made the whole process of the credit card appli...

Zopa made the whole process of the credit card application very easy and efficient. Reviewed on: 10th January 2024

Always provided professional service.

Always provided professional service. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.04 from 93 reviews
Credit card
from Vanquis 4.40 from 598 reviews
Zero Credit Card
from Santander 4.20 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub