Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43477 reviews)

View other Zopa products

4.94

Based on 43,477 reviews, last reviewed 13th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zop helped me get my credit status back up great co... Zopa helped me get my credit status back up great company highly recommended if you need a credit card zopa is the one Reviewed on: 13th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43477)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

Always been there with good advice and help when re...

Always been there with good advice and help when required Reviewed on: 16th January 2026

Best in service.

Best in service.Payments will be done faster.Never got struck with any payments. Reviewed on: 16th January 2026

Great service fair and honest quality credit card su...

Great service fair and honest quality credit card supplier Reviewed on: 16th January 2026

Zopa ARE UTTERLY FABULOUS!

Zopa ARE UTTERLY FABULOUS! The right balance of supportive, fair, and absolutely operate treating their customers from all walks of life with the uppermost integrity. Reviewed on: 16th January 2026

No fuss no hassle . ,...

No fuss , stable easy to use app , tolerable rates , nothing to moan about at all Reviewed on: 16th January 2026

ZOPA - a great card to use!

Easy to use - T&Cs simple to understand and no hassle using the services and paying my charges (which aren't high!) Reviewed on: 16th January 2026

Alternative products

123 credit card (discontinued)
from Santander 3.96 from 161 reviews
Credit card
from HSBC 3.04 from 118 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub