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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Credit card

Great service,happy to have an account with Zopa Reviewed on: 10th January 2024

Best financial company in my opinion

Best financial company in my opinion Reviewed on: 10th January 2024

kept well informed of my account and new deals

kept well informed of my account and new deals Reviewed on: 10th January 2024

Great service quick decisions to the point

Great service quick decisions to the point Reviewed on: 10th January 2024

Very good credit card never had a problem with Zopa...

Very good credit card never had a problem with Zopa at all. Reviewed on: 10th January 2024

Great customer service easy to use app

Great customer service easy to use app Reviewed on: 10th January 2024

Great credit card

So easy to use and good value rates. Reviewed on: 9th January 2024

Clear and easy to use.

Very happy, easy to access. Clear app. Reviewed on: 9th January 2024

Helpful meaningful honest information all the time w...

Helpful meaningful honest information all the time weather you are looking for a credit card or loan Reviewed on: 9th January 2024

1st class

I have a credit card and a loan with zopa,they have been very helpful from day one they came through for me when I really needed a little help, 1st class Reviewed on: 9th January 2024

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