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Zopa: Credit card reviews

4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

When ever I have had contact with Zopa they have bee...

5
When ever I have had contact with Zopa they have been professional Reviewed on: 9th January 2024

Lovely process and easy, love the app it is very eas...

5
Lovely process and easy, love the app it is very easy to use. Love the instamt decisions. Reviewed on: 9th January 2024

Fantastic company to deal with.

5
Fantastic company to deal with. Excellent App with very clear interface. Reviewed on: 9th January 2024

Simple process with great rates.

5
Simple process with great rates. Very accessible apps and visibility of agreements Reviewed on: 9th January 2024

Very happy

5
Zopa has helped me build my credit I'm very pleased with this I have had bad credit in the past so they have helped another by building up my credit history Reviewed on: 9th January 2024

Excellent

5
Very good and great company will and have recommended you to all I know Reviewed on: 9th January 2024

Very professional ,quick and easy

5
Very professional ,quick and easy Reviewed on: 9th January 2024

A pleasure to use super smooth

5
Never had any issues with my account application process was smooth and easy payment reminders are a added bonus the app is super easy to use no complications Reviewed on: 9th January 2024

Fantastic customer service and great customer support

5
Fantastic customer service and great customer support Reviewed on: 9th January 2024

Excellent

5
Brilliant app and customer service Reviewed on: 9th January 2024

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