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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Lovely process and easy, love the app it is very eas...

5
Lovely process and easy, love the app it is very easy to use. Love the instamt decisions. Reviewed on: 9th January 2024
Lisa's avatar
Lisa

Fantastic company to deal with.

5
Fantastic company to deal with. Excellent App with very clear interface. Reviewed on: 9th January 2024
Kim's avatar
Kim

Simple process with great rates.

5
Simple process with great rates. Very accessible apps and visibility of agreements Reviewed on: 9th January 2024
Steve allan's avatar
Steve allan

Very happy

5
Zopa has helped me build my credit I'm very pleased with this I have had bad credit in the past so they have helped another by building up my credit history Reviewed on: 9th January 2024
Jacqueline lambe's avatar
Jacqueline lambe

Excellent

5
Very good and great company will and have recommended you to all I know Reviewed on: 9th January 2024
Jason's avatar
Jason

Very professional ,quick and easy

5
Very professional ,quick and easy Reviewed on: 9th January 2024
Dean D's avatar
Dean D

A pleasure to use super smooth

5
Never had any issues with my account application process was smooth and easy payment reminders are a added bonus the app is super easy to use no complications Reviewed on: 9th January 2024
Kevd's avatar
Kevd

Fantastic customer service and great customer support

5
Fantastic customer service and great customer support Reviewed on: 9th January 2024
dazbigboy.db@gmail.com's avatar
[email protected]

Excellent

5
Brilliant app and customer service Reviewed on: 9th January 2024
Carol M's avatar
Carol M

One happy customer

5
Got my credit card with ease and also my loan couldn’t be happier with their service Reviewed on: 9th January 2024
Julia N's avatar
Julia N

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