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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

One happy customer

Got my credit card with ease and also my loan couldn’t be happier with their service Reviewed on: 9th January 2024

Easy to use .

Easy to use , easy to access the app is excellent and clear. Always works first time. Reviewed on: 9th January 2024

First class and great service.

First class and great service. no hassle. Reviewed on: 9th January 2024

Excellent service, quick efficient processes

Excellent service, quick efficient processes Reviewed on: 9th January 2024

It's a good card to have you know what you're...

It's a good card to have you know what you're spending Reviewed on: 9th January 2024

Quick and easy with no hassle.

Quick and easy with no hassle. All correspondence was excellent. I have spoken to customer services and they are all amazing Reviewed on: 9th January 2024

The Best

Quick and easy with fantastic customer service i really wouldnt go anywhere else. Reviewed on: 9th January 2024

Quick application with quick results

Quick application with quick results Reviewed on: 9th January 2024

Easy and quick to deal with, easy to contact and...

Easy and quick to deal with, easy to contact and Reviewed on: 9th January 2024

It’s been positive but lower interest rates would be...

It’s been positive but lower interest rates would be good Reviewed on: 9th January 2024

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