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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card and service always the more you spend the...

Great card and service always the more you spend the more you save Reviewed on: 8th January 2024

Super easy too use.

Super easy too use. Fantastic features, including locking card. Very easy to keep track of spending on the app. Reviewed on: 8th January 2024

Very easy app to use and good service

Very easy app to use and good service Reviewed on: 8th January 2024

Great customer service and a great product

Great customer service and a great product Reviewed on: 8th January 2024

Easy application, fab app no fuss shows what's needed.

Easy application, fab app no fuss shows what's needed. Reviewed on: 8th January 2024

I have had a no problem relationship with Zopa and l...

I have had a no problem relationship with Zopa and look forward to many more years with them Reviewed on: 8th January 2024

They listen...

They gave me a chance and I will be forever grateful Reviewed on: 8th January 2024

easy understandable site.

easy understandable site. accepted with poor rating Reviewed on: 8th January 2024

Awesome product and excellent service.

Awesome product and excellent service. I’ve never had any issues with Zopa. I thoroughly recommend them. Reviewed on: 8th January 2024

Great and easy to use app.

Great and easy to use app. I can’t fault it in any way. And has very helpful features. Reviewed on: 8th January 2024

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