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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Just amazing, no issue, very efficient service

Just amazing, no issue, very efficient service Reviewed on: 8th January 2024

long time customer

I use both the credit card and savings, Have had previous loans with Zopa. Excellent customer service, excellent app as well. Banking as it should be Reviewed on: 8th January 2024

I've always found Zopa to be easy and use friendly...

I've always found Zopa to be easy and use friendly Reviewed on: 8th January 2024

Great company

Always there to help whenever needed & I'm really happy with the service they provide Reviewed on: 8th January 2024

Zopa are a step in the right direction

I have a credit card, zopa sends me A message that lets me know exactly what's going on within the zopa network, any changes or issues that might benefit me, I will continue to use zopa as I'm happy with the service they provide Reviewed on: 8th January 2024

Very good so far no problems relief good app good s...

Very good so far no problems relief good app good service good communication Reviewed on: 8th January 2024

Great! Easy to use

Great!!! Easy to use app to keep track of Reviewed on: 8th January 2024

Great app that’s very informative and easy to use.

Great app that’s very informative and easy to use. Reviewed on: 8th January 2024

Good all round never had a problem

Good all round never had a problem Reviewed on: 8th January 2024

Excellent company

Easy to apply for and excellent customer service Reviewed on: 8th January 2024

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