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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fast payments

When I pay it’s instant and doesn’t take 2-3 days to clear. Reviewed on: 8th January 2024

Very nice and fast!

Very nice and fast!!! I can use it for online shopping or pay bills and another things. Reviewed on: 8th January 2024

Suuuuper

Everything good Nice guick service Reviewed on: 8th January 2024

Been a good experience.

Been a good experience. Easy to manage funds Reviewed on: 8th January 2024

Excellent credit builder card and professional servi...

Excellent credit builder card and professional service from the team. Reviewed on: 8th January 2024

Best card ever

I think this is the best card I have ever had Reviewed on: 8th January 2024

Very easy to navigate App, Great range of products,...

Very easy to navigate App, Great range of products, customer service is fantastic, I've never had to wait very long to speak to a real person. Reviewed on: 8th January 2024

Good card you can manthy hole balce or you can...

Good card you can manthy hole balce or you can pay Reviewed on: 8th January 2024

Great customer support happy customer

Great customer support called for support on investment Reviewed on: 8th January 2024

Great company

Great company and good to help when I was scammed and thought I would loose all my savings they helped so much thank you Reviewed on: 8th January 2024

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