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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Highly recommended

They are great team never had a problem with them Reviewed on: 8th January 2024

Find it quick simple to use like the interest rates...

Find it quick simple to use like the interest rates easy to use Reviewed on: 8th January 2024

Easy to use app, frequent updates on credit availabi...

Easy to use app, frequent updates on credit availability Reviewed on: 8th January 2024

Very reliable card have had no issues great service...

Very reliable card have had no issues great service and reliable Reviewed on: 8th January 2024

Really easy to use even for a technophobe like myself!

Really easy to use even for a technophobe like myself!! Reviewed on: 8th January 2024

responsible lender , supportive

responsible lender , supportive Reviewed on: 8th January 2024

Good service

Excellent customer service and always helpful Reviewed on: 8th January 2024

Easy to apply quick answer to application.

Easy to apply quick answer to application. Reviewed on: 8th January 2024

Par Excellence Service

Attention to detail when communicating with myself showing true care and concern in all dealings! Highly recommended Reviewed on: 8th January 2024

perfect and very good for help people when need he...

perfect and very good for help people when need help,send for everyone Reviewed on: 8th January 2024

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