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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been a good experience so far.

Been a good experience so far, looking forward to the future,everything is so simple and easy, especially in the app, would reccomend Zopa to everyone, 'Great job keep it up' Reviewed on: 6th March 2026

Easy to apply and manage my account.

Easy to apply and manage my account. And always there if I require someone to speak to Reviewed on: 6th March 2026

Zopa is brilliant to use and Staff are knowledgable...

Zopa is brilliant to use and Staff are knowledgable and great help in every way explaining everything and making it simplistic. Keep up the good work zopa . Reviewed on: 6th March 2026

Super accessible

Never had any problems with my Zopa account, super easy to set up and the app is so easy to use Reviewed on: 6th March 2026

Good credit limits great customer support

Good credit limits great customer support Reviewed on: 6th March 2026

Very easy to use good starting level of credit not v...

Very easy to use good starting level of credit not very high interest Reviewed on: 6th March 2026

When was struggling I get help from zopa

When was struggling I get help from zopa Reviewed on: 6th March 2026

Great customer service and would recommend to anyone

Great customer service and would recommend to anyone Reviewed on: 6th March 2026

Seamless banking with a great app

I’ve been using Zopa for a while now and the app is incredibly intuitive and easy to navigate. Signing up was straightforward, and I love how clearly it displays my upcoming payments and dates. It genuinely feels like a modern alternative to high street banks. Reviewed on: 6th March 2026

Quick easy and stress free.

Quick easy and stress free. Good customer service and very easy to use ap Reviewed on: 6th March 2026

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