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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

my first choice

5
Simple process and made choosing Zoos easy. Reviewed on: 8th January 2024

Easy to apply and quick approval, low interest rate.

5
Easy to apply and quick approval, low interest rate. Reviewed on: 8th January 2024

Confident to use all the time everywhere,is the best...

5
Confident to use all the time everywhere,is the best credit card Reviewed on: 8th January 2024

Excellent services

5
My experience has been excellent. Great financial consumer services and more. Reviewed on: 8th January 2024

Can't complain about anything as always received txt...

4
Can't complain about anything as always received txt when next payments are due which I like as got a bad memory Reviewed on: 8th January 2024

It’s so nice and easy to use and very accessible to...

5
It’s so nice and easy to use and very accessible to everyone Reviewed on: 8th January 2024

Great app, very easy to use, good customer service

5
Great app, very easy to use, good customer service Reviewed on: 8th January 2024

Easy to apply for and set up.

5
Easy to apply for and set up. Great app easy to use and navigate. customer support is great Reviewed on: 8th January 2024

Zopa help me to reduced my monthly payment on my cre...

5
Zopa help me to reduced my monthly payment on my credit card Reviewed on: 8th January 2024

All ways know where I am with them

5
All ways know where I am with them Reviewed on: 8th January 2024

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