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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application

Easy too apply. Good credit limit for my first card with them . Great app. Easy to use Reviewed on: 19th April 2023

Very Helpful

Easy to apply, website and app are easy to use and good communicators. Reviewed on: 19th April 2023

Credit building

If you want to build up good credit score then zopa will help Reviewed on: 19th April 2023

The best

I really like how easy it is to use and manage my expenses through the app. Reviewed on: 18th April 2023

Credit card

Very good easy to deal with good friendly staff you can cont6 Reviewed on: 18th April 2023

amazing credit card

if u want to have credit card it should be zopa. you can keep an eye on your spending and on top u can have saver account and how to improved ur credit score on same app Reviewed on: 17th April 2023

fair

very good ..reasonable interest rates and decent app for online payments etc.. overall this card I'm happy with and have no complaints Reviewed on: 17th April 2023

Easy and quick

This is very good product for people with poor credit score. Applying was quick and easy. Managing your car using app and google wallet is so convenient. Brilliant. Reviewed on: 17th April 2023

Help when I needed it

The exhaust on my vehicle needed replacing at a cost of over £1000. Using my Zopa credit card I was able to look round and buy the parts for half the quoted cost. Thankyou Zopa Reviewed on: 17th April 2023

Excellent service

This Credit card offers great value and excellent service. Impressive on line facilities. Reviewed on: 17th April 2023

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