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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Just Brilliant

5
Fab app , clear and easy to use . Keeps you updated and help is there when you need it . It’s been a life saver and helped me when I needed it Thanks Zopa team Reviewed on: 16th April 2023
Sue's avatar
Sue

Great service

5
Great service easy clear terms good apr easy application Reviewed on: 15th April 2023
Patricia Anne Flynn's avatar
Patricia Anne Flynn

Excellent

5
Best credit card in UK Great service ana app Reviewed on: 15th April 2023
Scott Raymond Luers 's avatar
Scott Raymond Luers

Great card

5
Zopa very good company and app made very easy to use Reviewed on: 15th April 2023
Grant cleaveley 's avatar
Grant cleaveley

Great

5
Great company to deal with, they listen if you gave a problem Reviewed on: 14th April 2023
Catherine's avatar
Catherine

Excellent

5
Great company, give you a chance to re build your credit rating. Very much needed in this day and age Reviewed on: 14th April 2023
Katrina 's avatar
Katrina

Trust worthy

5
Very trust worthy and very helpful would advise this card and site to any one for these hard times Reviewed on: 14th April 2023
Benjamin Hunt's avatar
Benjamin Hunt

Very quick and easy to apply for

5
Very helpful and easy to get access to your account Reviewed on: 14th April 2023
Linda Dix's avatar
Linda Dix

Better thank any other card

5
Best APR I’ve been offered, ZOPA don’t just lend to anyone they are responsible and don’t and probably won’t hound and hound for a missed payment it’s real people not bankers who work of commission Reviewed on: 14th April 2023
DoubleDee223's avatar
DoubleDee223

I have multiple credit cards, and Zopa is the best by far!

5
Zopa's customer support is brilliant, their apps are great and statements are always reliable. The interest rates are competitive, I couldn't rate them higher! Reviewed on: 14th April 2023
Kile Simmonds's avatar
Kile Simmonds

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