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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Couldn't get credit till zopa come along

Couldn't get credit till zopa come along Reviewed on: 6th March 2026

Helpful, informative and very helpful staff

Helpful, informative and very helpful staff Reviewed on: 6th March 2026

Excellent my credit was not good zopa gave a credit...

Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Very good credit card.

Very good credit card. I will definitely recommend it to my friends Reviewed on: 6th March 2026

Easier life

Zopa helped make life much easier Reviewed on: 6th March 2026

great at credit cards but great at hel...

Zopa not only great at credit cards but great at helping people who matters. Reviewed on: 6th March 2026

Great Zopa

Great customer service easy to use card and payments Reviewed on: 6th March 2026

Fast and reliable.

Fast and reliable. Their credit limit is top notch and I will recommend Reviewed on: 6th March 2026

Roger Lemba

Very good customers service and good money values Reviewed on: 6th March 2026

I’ve found Zopa to be so easy to use.

I’ve found Zopa to be so easy to use. I’ve even referred my husband and mum to Zopa. The repayments are manageable. There is so much Zopa can do as well. We’ve been looking into buying our first family home and Zopa have given us so many amazing tips on how to build our credit rating and to save. Reviewed on: 6th March 2026

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