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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Refreshing change

Love the app, love how easy it is to use the card Reviewed on: 12th April 2023

Great credit

Zopa have been the best credit card company I have used with fair rates an easy to use app and brilliant customer service, Zopa are my number 1 company I use Reviewed on: 12th April 2023

Best credit card provider

The card was arrived to me very quickly and was a cinch to set up. The app is very easy to navigate, especially as someone who is not good with technology. When you call the customer service, they are quick and professional. Wish other providers were this easy Reviewed on: 12th April 2023

Best I've ever

Helpful on every turn and accommodating Reviewed on: 12th April 2023

Straight forward, reasonable and trustworthy credit card

This company has offered an affordable limit and has a good interest rate. Easy to get in touch and good customer service. The app is really easy to use Reviewed on: 12th April 2023

Easy to process with the application

Fast and secure and delivered good service to customers Reviewed on: 12th April 2023

repayments in real-time and having the credit available immediately,, very flexible

have use the credit and pay it as soon as possible , making the credit available as the repayment is done Reviewed on: 12th April 2023

Great card company

Smooth credit experience love how great the user experience is Reviewed on: 12th April 2023

Truly amazing company!

This company gave trust me when others wouldn’t, allowing for a small credit limit with a respectable APR. Allowing for small increases when trust was built, with no hidden charges. A+ Reviewed on: 12th April 2023

Perfect

Great app and helpful ,Law interests and great support Reviewed on: 12th April 2023

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