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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy money

5
Easy to use, keeps you in touch with your finances and up to date on your spending. Reviewed on: 12th April 2023
JamesB's avatar
JamesB

Easy to use and without the fuss

5
I have found my Zopa credit card to be a useful transaction tool that I can rely on when needed. I like the App as well as it is clear and presice. Reviewed on: 12th April 2023
malcolm rice's avatar
malcolm rice

Excellent service

5
I have had a very positive experience with zopa and would recommend them. Reviewed on: 12th April 2023
Tom's avatar
Tom

Great card

5
Zopa helped me get a credit card when I had a bad score and it has been great and easily manageable, I would highly recommend to anybody. Reviewed on: 12th April 2023
Lewis power's avatar
Lewis power

Zopa credit card

5
Great team that help you. Easy reminders that help too. Excellent app that’s so easy to set up. All in all extremely happy Reviewed on: 12th April 2023
Simon collins's avatar
Simon collins

Great CC

4
Zopa app for mobile is simply brilliant. Might be great to add Mastercard option too as it gives better safety to customers compared to Visa. Reviewed on: 12th April 2023
Sanil Singh's avatar
Sanil Singh

Excellent service

5
Excellent card reasonable APR, ideal for someone like myself who has less than perfect credit report. Reviewed on: 12th April 2023
Mike P's avatar
Mike P

Great provider

5
The best credit card provider I've had. Reviewed on: 12th April 2023
Michael Neill's avatar
Michael Neill

swift and accessible

5
easy to access credit card swift to apply. useful features for managing credit Reviewed on: 12th April 2023
Victoria L Ainscough 's avatar
Victoria L Ainscough

Great Card

5
Easy Online Application Decision within minutes. Card sent out and received within 3 days. Easy Online Card Management and Notification each time a transaction is made using your card 5 Star Zopa Reviewed on: 12th April 2023
G L M's avatar
G L M

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